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  1. – Conventional mortgage loans are not backed by a government entity (such as the Federal Housing Administration). Requirements for these loans are.

    Conventional loans are also used to do jumbo loans – which are loans that exceed the statutory limits. Currently the maximum county limit in high-cost areas is $625,500. Currently the maximum county limit in high-cost areas is $625,500.

    Fha Mortgage Vs Conventional Mortgage FHA vs. VA vs. Conventional Mortgage Loans – How Are They. – Secure refinance loan: fha secure refinance loans convert conventional mortgage loans, including loans that have fallen into delinquency due to upward interest rate adjustments on conventional ARMs, into FHA-backed fixed-rate loans. If you’re opting for a cash-out.