What is the FHA 203(b) Loan Program? – FHANewsBlog.com – What is the FHA 203(b) Loan Program?. Down Payment, FHA Appraisals, FHA Closing Costs, FHA Home Loan, FHA Mortgage, FHA Requirements, HUD, Mortgage. FHANewsBlog.com was launched in 2010 by seasoned mortgage professionals wanting to educate homebuyers about the guidelines for FHA insured.

Fee Structure Changes; Trends in VA Lending and Overlays; TRID survey – Required as of Friday, February 19th, 2016, Stearns began implementing changes to its Appraisal Fees by following a flat fee. qualifying ratios (removing DTI caps) for both FHA 203(b) and FHA 203(k.

The median fico score is 720, meaning fewer than half the adult population qualify for the best rates on non-FHA loans. The majority of the U.S. population does have scores above 620. The 203b insured.