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NMLS is used by Mortgage Lenders, Mortgage Loan Originators, Money Transmitters, money services including check cashing and currency exchange.

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A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of.. mortgage brokers must also be licensed through the Nationwide Multi-State Licensing System.. That is, few close, keep, and service the mortgage loan.

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Not every loan is submitted to Fannie Mae, and not every lender is relying on the reps and warrants relief of a service like.