7 Arm Rates For an adjustable-rate mortgage (ARM), what are the index. –  · For an adjustable-rate mortgage, the index is a benchmark interest rate that reflects general market conditions and the margin is a number set by your lender when you apply for your loan. The index and margin are added together to become your interest rate when your initial rate expires.Mortgage Disaster Adjustable Rate Mortgage Arm Fixed & Adjustable Rate Mortgage (ARM) Loan – Wells Fargo – Fixed-rate and adjustable-rate mortgages are two of the most popular loan types for buying a home or refinancing your mortgage (including cash-out refinances).Both options are available for conventional conforming loan amounts, jumbo (non-conforming) loan amounts, and FHA or VA programs.

Bankrate.com provides free adjustable rate mortgage calculators and other ARM loan calculator tools to help consumers learn more about their mortgages.

The ARM loan may include an initial fixed-rate period that is typically 3 to 10 years. The interest rate then may change (adjust) each year thereafter once the initial fixed period ends. For example, with a 5/1 ARM loan for a 30-year term, your interest rate would be fixed for the initial 5 years and could fluctuate up or down each subsequent.

Sub Prime Mortgage Meltdown GE to pay $1.5 billion civil fine to settle subprime mortgages case – General Electric will pay a $1.5 billion civil fine to resolve a long-running U.S. probe into defective subprime mortgages from its former WMC Mortgage unit before the 2008 global financial crisis..

Adjustable-rate mortgage – Wikipedia – A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. The loan may be offered at the lender’s standard variable rate/base rate.

Marvell Said to Draw China Interest in $1 Billion Mobile Arm – Marvell Technology Group Ltd. is considering selling control of its wireless chip business, which has attracted interest from Chinese state firms. separately what’s a 5/1 arm mortgage, the private-equity arm of China’s.

If we compare the 3/1 ARM to the 5/1 ARM, you might only be looking at a rate discount of 0.25% to 0.50%, depending on the lender in question. However, the 3/1 ARM isn’t offered by all mortgage lenders. In fact, Wells Fargo, Chase, and Quicken Loans don’t even advertise them, though both openly offer the 5/1 ARM and the 7/1 ARM.