An FHA loan is a government-backed mortgage insured by the federal housing administration, or FHA. Popular with first-time homebuyers, FHA home loans require lower minimum credit scores and down.

When to Choose an FHA Refinance Over a Conventional Mortgage. – Check current mortgage rates to decide between an FHA refinance and a conventional mortgage. By Barri Segal July 16, 2017 Mortgages 101 If you’re a homeowner who’s thinking of refinancing to get lower mortgage payments or to change mortgage terms, you have a few loan options.

Refinancing Volume Picks Up as Rates Push 2017 Lows – A resurgence in refinancing drove the volume of mortgage applications higher during. were down 4 basis points to a contract rate of 3.96 percent. Points were unchanged at 0.20. FHA-backed 30-year.

5 Ways and Reasons to Refinance Your Mortgage – (TNS)-Though mortgage rates have. might be able to refinance into a loan without mortgage insurance. This can be an especially valuable tactic if you have a mortgage insured by the Federal Housing.

FHA Refinance Options | HomeRate Mortgage – When to Refinance FHA Loan. If you’ve been faithfully paying off your mortgage and making improvements to your home year after year, the additional equity might come in handy one day when you need to do Federal Housing Administration (FHA) refinancing. If you have an FHA loan, you should be eligible for a FHA refinance.

Falling Rates Stoke Refinancing – Mortgage application volume rose during the week ended april 21, solely from a significant increase in refinancing. The Mortgage Bankers. the highest since last September. The FHA share of total.

Interest Rates 15 Year Loan Mortgage rates quietly thunder to 1-Year Lows – Mortgage rates fell more triumphantly today, extending their reaction to yesterday’s Federal Reserve announcement. The Fed isn’t in direct control of interest rates. I’m OK with calling that a.

FHA Streamline. The FHA Streamline is a refinance mortgage loan available to homeowners with existing FHA mortgages. The program simplifies home refinancing by waiving the documentation typically.

Free Online Mortgage Pre Qualification Mortgage Prequalification Calculator | Consolidated Credit – Ready to buy a home? Use Consolidated Credit’s free mortgage prequalification calculator to see how much house you can afford and prepare for homebuying.

How to Refinance Your Home With Current FHA Mortgage Rates. – An FHA Simple refinance is a no-cash-out refinance of an existing FHA-insured mortgage. With this type of refinance the new mortgage pays off the old mortgage, which might be a good choice if you’re already in an FHA loan and want to lower your mortgage rate.

FHA Loans and FHA Mortgages – Mortgage.info – FHA loan guidelines, rates, lenders and more. Free information about getting an FHA loan and what you can expect when applying.

FHA Cash-Out Refinance: How it Works, Get Rates & Apply. – An FHA Loanis a mortgage that is insured by the Federal Housing Administration. The FHA offers mortgages for the purchase of a home loan as well as for refinance–either for interest-rate reduction or for cash-out purposes. Similar to other FHA programs, FHA cash-out mortgages require mortgage insurance.