New Purchase We make finding a mortgage for a new home purchase as easy as possible. With fast comparison shopping, you can choose the offer with the best rates and terms that you are looking for.

Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London Interbank Offered Rate (LIBOR). Bank of America ARMs use LIBOR as the basis for ARM interest rate adjustments.

· Combine two mortgages: If you have a low interest, variable rate home equity line of credit (HELOC), you may be concerned that your rate will increase in the months and years ahead, as it adjusts upward to keep pace with market conditions. You could consolidate your HELOC with your purchase mortgage and have one low, fixed rate for all your.

Current rates in New Jersey are 3.921% for a 30-year fixed, 3.326% for a 15-year fixed, and 3.587% for a 5/1 adjustable-rate mortgage (ARM). Check out our other mortgage and refinance tools Lenders

Compare mortgage rates from multiple lenders in one place. It’s fast, free, and anonymous.

A list of current mortgage rates, they’ve been getting pummeled by Treasuries as the latter’s yields fell to new multi-year lows. MBS prices. housing data. purchase Index 0%

Costco and its affiliates do not take loan applications, offer, negotiate, or make mortgage loans or lines of credit. Costco does not guarantee products or services offered by the Mortgage Program and is not responsible for any of the activities of First Choice or any of the participating lenders.

Whether you are purchasing a new home or your first home, Chase Home Lending has competitive mortgage and refinance rates to get you from open house to closing. Take advantage of today’s mortgage rates and get prequalified for a fixed-rate or adjustable-rate mortgage loan.

Initial rates displayed are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with 62.5% LTV and 740 credit score and no cash out.

RATE SEARCH: Compare mortgage rates.. annually on unglamorous purchases like a new water heater or having your furnace serviced.

30 Yr Interest Rate History *Interest rates differ because 15-year fixed rate mortgages typically have lower interest rates than a 30-year fixed rate. Your monthly payments are $466 lower with a 30-year loan, but you pay an.Historical Mortgage Interest Rates Chart Read: This government mortgage program helps veterans with spotty credit history. chart above shows, they’re now lower than year-ago levels by double digits. It’s possible more new-home buyers are.15 1 Arm Mortgage Rates A volatile week in the financial markets had little effect on mortgage. The 15-year fixed-rate average slid to 3.53 percent with an average 0.4 point. It was 3.57 percent a week ago and 4.08.