Signing the docs on Tuesday or Wednesday is the best for closing a. JR – No, no interest on the day they receive the full payoff. We were approved for a cash out refi of our VA loan on 3/31/2015 by an online broker.

Unique Home Loans. Finance One now offers unique loan programs like stated income home loans (stated Income Loans limited to CA, GA, NJ, NY, MA, TX, PA.other states case by case), no doc loans, foreign national loans, high ratio loans, etc.

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No Doc Refinance – We offer to refinance your mortgage payments online today to save up on the interest rate or pay off your loan sooner. With our help you can lower monthly payments. Generally, refinancing for borrowers to finance and the cost of the mortgage is already active.

Stated Income Loans Self Employed No Doc Lenders for Commercial. The stated income loans pre 2015, 2016, 2017 and beyond as a different type of. are for investors that are not eligible for a traditional mortgage refinance loan.

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No-Doc Loans are the perfect option for borrowers looking to avoid income documentation or verification when purchasing or refinancing a residential investment property. Best of all, these loans come with a 30-year term.

posted Mar 29, 2016, 5:46 PM by Massey Kouhssari [ updated Mar 29, 2016, 5: 46 PM ]. California only, Stated Income No Doc Mortgage, No Prepay Penalty No.

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6. Opening New Credit Cards Or Big Spending. Opening new credit cards or making excessive charges on existing credit lines before and during the loan application process (it happened to me!).This can hurt your credit score tremendously and increase your debt load, which could lead to disqualification.

No Income Verification Mortgage Loan – Stated Income & No. – Bank Statement Loans. Keep in mind that these types of no doc or limited doc loans will still have more stringent lending requirements than in the past. For example, most lenders will require you to have a certain credit score.