Rental Property Down Payment Buying a rental property at a bargain price gives you a flying start. Your down payment and monthly mortgage payments will be lower than if you’d paid full price. And that gives you a real.

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As of March, Texas Mortgage Center can now offer 100% LTV non owner occupied properties. 10% down for Stated Income Investors. A Texas investment loan can be used for rental property (non-owner occupied loans) 1-4 units. Investment property loans are usually about one-half point higher interest rate than an owner occupied, or non investment loan.

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